This Helsinki-based mutual life insurance company was founded in 1874, and about 222,000 Finns hold one of its life policies. It offers life insurance for trade union members, including a joint policy for couples, as well as accident insurance for adults and children. The accident policies have no excess and need no health declaration, and the children's policy covers competitive sports up to the age of 18.
Policies can be bought online without a doctor's visit and take effect within 15 minutes. Claims are made through the website; Primus policies are handled by If and other policies by Mandatum. The website is in Finnish and Swedish, and the office entrance is wheelchair accessible.
