Household tax credit for renovation and cleaning in 2026

Short answer: Finland’s household tax credit, kotitalousvähennys, may reduce your taxes for eligible cleaning or renovation work. It applies to qualifying labour, not automatically to the entire invoice. Check the work, the company’s registration and the payment year before claiming.

The 2026 amounts

The Tax Administration’s guidance updated on 13 October 2026 states that increased amounts apply retrospectively to work paid for in 2026. The table covers ordinary household and renovation work, not the special rules for replacing oil heating. Checked on 11 November 2026.

Source: Tax Administration amounts and own-liability rules.

The credit reduces tax. It is not an immediate discount on the contractor’s invoice. Employing a worker yourself involves a different calculation and employer responsibilities.

Which work may qualify?

Ordinary home cleaning and maintenance or improvement work may qualify when the other conditions are met. Do not treat new construction as equivalent to renovating an existing home. Nor should you automatically claim housing-company commissioned work as your own household expense.

Check the precise task in the Tax Administration’s list. Buying kitchen cabinets is different from paying for eligible installation labour.

Check the company before ordering

For work purchased from a business, entry in the prepayment register is a key condition. Check registration and the other eligibility requirements. Establish whether support received for the same work affects the claim.

Request a quotation and invoice separating labour, materials and other costs. Keep the agreement, proof of payment and work description together.

Prepare the claim

The official filing instructions list information such as the company’s Business ID, agreement date, payment details, invoice total and labour including VAT. The payment year determines the tax year.

Enter the requested expense information in MyTax. Do not subtract the own-liability amount yourself. Check pre-completed details and your personal filing deadline. Do not add previously reported work again as a new expense.

See the household bills guide for other housing costs and the building services guide for everyday building matters.

Official sources

Checked on 11 November 2026.

• Vero: amounts
• Vero: qualifying work
• Vero: conditions
• Vero: filing instructions