Prices and travel budget
Typical prices in Finland for meals, coffee, hotels, public transport and attractions, a sample daily budget and the ways locals keep costs down. Every figure has a source and a check date.
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Do you need to tip in Finland?
No.
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How much is a public transport ticket in Helsinki?
From 1 January 2026, an adult single ticket for zones AB, which cover central Helsinki, costs €3.30 in the HSL app, on the HSL card or from a ticket machine, and €3.50 with contactless bank card payment.
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What currency does Finland use?
Finland's currency is the euro.
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Is Finland expensive to visit?
Finland is one of the more expensive countries in Europe.
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Will Helsinki public transport prices go up in 2027?
Yes, slightly.
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Is food cheaper in Estonia or Sweden than in Finland?
Only a little.
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Can you pay by card everywhere in Finland?
Yes, nearly everywhere.
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How much VAT is included in hotel and restaurant prices in Finland?
Accommodation and restaurant meals are taxed at the reduced rate of 13.5% from 1 January 2026, down from 14%.
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Is there a multi-journey ticket for Helsinki public transport?
Yes.
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How much does the train from Helsinki Airport to the city centre cost?
The airport is in zone C, so you need an ABC ticket.
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How much is a day ticket for Helsinki public transport?
A 24-hour ticket for two zones, such as AB in central Helsinki, costs €10.60.
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Does Finland have a tourist tax?
No, there is no tourist tax in Finland on 11 November 2026.
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Can tourists get a VAT refund in Finland?
Yes, travellers who live outside the EU or Norway can get back the VAT on goods they take out of the EU.
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What is the VAT rate in Finland?
Finland has three VAT rates in 2026.
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Are groceries expensive in Finland?
Somewhat.