Do you need travel insurance for Finland?
When insurance is mandatory and what it must cover.
Short answer
For visa applicants it is mandatory. The Ministry for Foreign Affairs says a Schengen visa needs travel medical insurance that covers sudden illness, accident and repatriation for at least 30,000 euros and is valid in the whole Schengen area. For visa-free visitors insurance is not part of the visa rules, but without it you pay for any treatment yourself.
Why
- The Ministry for Foreign Affairs lists travel insurance as a required visa attachment.
- According to the ministry, the insurance must cover at least 30,000 euros for illness, accident and repatriation.
- VFS Global says each visa applicant, including children, must have an insurance policy.
Details
EU and EEA citizens can use the European Health Insurance Card for necessary public healthcare, but it does not cover rescue costs or a flight home.
Tip
For winter activities in Lapland, check that your policy covers snowmobiling, skiing and husky safaris.
What may differ
Some countries have social security agreements with Finland. Insurance needs differ for students and workers with residence permits.
Common misconception
Healthcare in Finland is free for everyone, including tourists.
What actually happens
Visitors usually pay for treatment unless covered by insurance or an EU health card.
People also ask
- Is travel insurance mandatory for a Finland visa?
- Does the EHIC work in Finland?
- How much does a doctor cost in Finland for tourists?
Sources
This answer is for reference only. Entry rules can change, so check the Ministry for Foreign Affairs of Finland and the Finnish Border Guard before you travel.
Visas and Entry Regulations (Schengen)Related questions
-
How much money do you need to show to enter Finland?
For a Finnish Schengen visa, the Ministry for Foreign Affairs sets the minimum funds at 50 euros per day of stay.
-
Are there border checks between Finland, Sweden and Norway?
Normally there are no checks.
-
Do you need a passport for the ferry between Helsinki and Tallinn?
Yes, you need a valid travel document even though there is usually no border check.
-
What food can you bring into Finland from outside the EU?
You can bring processed plant-based foods such as coffee, tea, spices, dried herbs, canned fruit and sweets, plus bakery products without meat fillings.