Can you withdraw cash at a shop till in Finland?
An alternative to ATMs, especially outside cities.
Short answer
Yes. Taloustaito explains that in Finnish shops you can withdraw cash at the till when you buy something, as long as the staff think the cash float is big enough. You ask for the amount to be added to your purchase, pay by card and enter your PIN, and get the cash. The service usually needs a card from a Finnish bank, and kiosks typically allow small sums, such as 5 to 50 euros.
Why
- Taloustaito says cash can be withdrawn at Finnish shop tills with a purchase.
- The withdrawal depends on whether the shop has enough cash in the till.
- The ECB explains that the cash amount is added to the card payment for the purchase.
Details
A withdrawal is not possible if the account linked to the card does not have enough money or if you do not know your PIN.
Tip
Ask at the till before you start paying. The cashier can tell you whether a withdrawal is possible.
What may differ
Which cards work and how much you can withdraw depend on the bank and the shop. Foreign cards often do not work.
Common misconception
In Finland you can only get cash from ATMs.
What actually happens
Many shops let you withdraw cash with a purchase.
People also ask
- How many ATMs are there in Finland?
- Do ATMs charge fees for foreign cards?
- Do I need cash in Finland?
Sources
This answer is for reference only. Banks set their own terms, so check the details with the bank before you act.
Practical: communication, money, servicesRelated questions
-
Can a company charge for a paper bill in Finland?
It can be allowed.
-
How many people in Finland are in debt enforcement?
According to the National Enforcement Authority (Ulosottolaitos), private persons made up about 91% of all debtors in 2025, about 550,000 people, an increase of 4% from the year before.
-
Has the digital euro been approved?
Not yet.
-
When does the digital euro pilot start?
The Bank of Finland announced on 14 July 2026 that the Eurosystem's digital euro pilot starts in the second half of 2027 and lasts 12 months.

