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    What is the contactless payment limit in Finland?

    How much you can pay by tapping a card without a PIN.

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    Short answer

    The usual limit for a contactless card payment in Finland is 50 euros. Finnish banks doubled the limit from 25 to 50 euros in spring 2019. Above that, the terminal asks you to insert the card and enter your PIN. Payments made with a phone or watch can have other limits set by the card issuer.

    Practical: communication, money, services

    Why

    1. Taloustaito reported that the contactless limit doubled to 50 euros in 2019.
    2. Nordea describes 50 euros as the maximum for one contactless card payment.
    3. Above the limit, a chip and PIN payment is needed.

    Details

    The terminal may also ask for a PIN below 50 euros. This happens as a security check after several contactless payments in a row.

    Tip

    Remember your card PIN before you travel. Even small payments can sometimes need it.

    What may differ

    Foreign cards follow the rules of the bank that issued them, so the limit can differ for visitors.

    Common misconception

    In Finland you can tap your card for any amount.

    What actually happens

    A contactless card payment is limited to 50 euros. Larger amounts need the PIN.

    People also ask

    • Why does the card terminal ask for my PIN?
    • Can you pay by card everywhere in Finland?
    • Can tourists use MobilePay?

    Sources

    This answer is for reference only. Banks set their own terms, so check the details with the bank before you act.

    Practical: communication, money, services
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