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    Do ATMs charge fees for foreign cards in Finland?

    What you may pay when you take cash out in Finland.

    Answered at: Checked at:

    Short answer

    It depends on your card. Finavia says that withdrawing cash with a Finnish card at an Otto ATM is free, while with a foreign card the ATM operator charges its own fee. The amount is shown on the screen during the transaction, so you can cancel before you confirm. Your own bank may add a fee too.

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    Why

    1. Finavia states that Otto withdrawals with Finnish cards have no fee.
    2. For foreign cards, Finavia says the ATM operator charges its own fee.
    3. The fee is shown during the transaction, according to Finavia.

    Details

    If the ATM offers to convert the amount into your home currency, you can say no and be charged in euros. Your bank then does the conversion.

    Tip

    Take out larger sums less often. One fee on a bigger withdrawal costs less than many small ones.

    What may differ

    Fees differ by ATM network and by your bank. Check your own bank's foreign withdrawal fee before you travel.

    Common misconception

    ATMs in Finland are always free.

    What actually happens

    They are free for Finnish cards. Foreign cards can be charged a fee by the ATM operator.

    People also ask

    • How many ATMs are there in Finland?
    • Should I pay in euros or my home currency?
    • Are there ATMs at Helsinki Airport?

    Sources

    This answer is for reference only. Payment rules and fees change, so check the official sources or your bank before you pay.

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