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    How many people in Finland use cash regularly?

    How small a role cash plays in daily life.

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    Short answer

    Few. Verkkouutiset, citing Bank of Finland statistics, reports that only 7% of people in Finland use cash regularly for their daily purchases. Cards and phones are used for most payments. Even so, cash is not being abolished, and the Bank of Finland points to reasons such as security of supply.

    Practical: communication, money, services

    Why

    1. The Bank of Finland statistics show 7% using cash regularly in daily purchases.
    2. More than 80% of points of sale still accept cash, according to Finance Finland.
    3. Security of supply is one reason cash is kept, according to the Bank of Finland.

    Details

    Many households keep some cash at home for situations when card payments do not work, such as long power cuts.

    Tip

    Visitors rarely need more than a small amount of cash for markets or remote places.

    What may differ

    Cash use is higher among some groups, such as older people, and outside city centres.

    Common misconception

    Cash has been abolished in Finland.

    What actually happens

    Cash is still legal tender and widely accepted, even if few use it often.

    People also ask

    • How many places in Finland still accept cash?
    • Can a shop refuse cash in Finland?
    • Can you withdraw cash at a shop till in Finland?

    Sources

    This answer is for reference only. Payment rules and fees change, so check the official sources or your bank before you pay.

    Practical: communication, money, services
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