How many people use MobilePay in Finland?
How widespread mobile payments are among people in Finland.
Short answer
More than 3 million. A press release published on STT Info in August 2026 said the number of MobilePay users in Finland had passed 3 million. People use the app to pay friends, small sellers and online shops.
Why
- STT Info reported in August 2026 that Finnish users passed 3 million.
- The app requires a Finnish identity code, so the users are mainly residents.
- The minimum age for users is 15.
Details
Because so many people use it, MobilePay numbers are common on market stalls, at events and on club notice boards. Cards are still accepted in most shops.
Tip
If you live in Finland, the app is handy for splitting bills. Visitors are fine with a bank card.
What may differ
User figures come from the company and are not official statistics.
Common misconception
MobilePay is mainly used by young people.
What actually happens
More than 3 million people in Finland use it, far beyond any single age group.
People also ask
- Can tourists use MobilePay?
- Can a shop refuse cash in Finland?
- Can foreigners open a bank account in Finland?
Sources
- STT Info: MobilePay users in Finland pass 3 millionChecked at:
- App Store: MobilePay app descriptionChecked at:
This answer is for reference only. Payment rules and fees change, so check the official sources or your bank before you pay.
Practical: communication, money, servicesRelated questions
-
Can a company charge for a paper bill in Finland?
It can be allowed.
-
How many people in Finland are in debt enforcement?
According to the National Enforcement Authority (Ulosottolaitos), private persons made up about 91% of all debtors in 2025, about 550,000 people, an increase of 4% from the year before.
-
Has the digital euro been approved?
Not yet.
-
When does the digital euro pilot start?
The Bank of Finland announced on 14 July 2026 that the Eurosystem's digital euro pilot starts in the second half of 2027 and lasts 12 months.

