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    How much money do people in Finland lose to online scams?

    The scale of digital fraud according to bank data.

    Answered at: Checked at:

    Short answer

    Finance Finland, which collects data from banks, reports that fraudsters tried to steal 148 million euros from people in Finland in 2025, up from about 107 million in 2024. Banks managed to stop or reverse 75.5 million euros of the payments, so the final losses were 72.5 million euros. Phishing was the largest type, with 53.1 million euros attempted.

    Practical: communication, money, services

    Why

    1. Finance Finland reports 148 million euros of attempted fraud in 2025.
    2. Banks blocked or recovered 75.5 million euros, according to Finance Finland.
    3. Taloustaito reports that almost 17,000 people were targeted by phishing in 2025.

    Details

    Investment scams caused losses of 18.9 million euros and safe account scams 14.6 million euros in 2025, according to the same figures.

    Tip

    Never give your online banking codes to anyone who calls or messages you. Banks do not ask for them.

    What may differ

    The figures cover cases known to banks. Some scams are never reported.

    Common misconception

    Only elderly people fall for online scams.

    What actually happens

    Scams target all ages. Thousands of people were targeted by phishing in 2025.

    People also ask

    • What is a safe account scam?
    • How do I spot a fake Posti text message?
    • Who pays if my card is used without permission?

    Sources

    This answer is for reference only. Scam methods change quickly, so follow your bank's current advice.

    Practical: communication, money, services
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