What does it mean if a banknote is stained with dye?
How to tell a stolen note from an accidentally stained one.
Short answer
The European Central Bank explains that anti-theft systems in cash transport boxes and some ATMs stain banknotes with ink, so that stolen notes are easy to recognise and cannot be deposited or spent. Stolen notes are worthless. Criminals may try to remove the ink with chemicals, but this changes the colour and often damages the security features. A note with only a few faint random spots and clean edges is probably just dirty.
Why
- The ECB says anti-theft devices stain notes so they are easy to identify as stolen.
- The ECB says stolen notes are worthless.
- A few faint spots with clean edges are probably not a sign of crime, according to the ECB.
Details
Faded notes can also be stolen if someone has tried to wash out the dye. The ECB advises not to accept them.
Tip
If you are given a stained note as change, ask for another one.
What may differ
Notes stained by accident, for example by a pen in the wash, can usually be exchanged.
Common misconception
Any stained banknote can be exchanged at a bank.
What actually happens
Notes stained by anti-theft devices are worthless.
People also ask
- Can you exchange a damaged euro banknote in Finland?
- How many counterfeit banknotes are found in Finland?
- Is cash legal tender in Finland?
Sources
- European Central Bank: Damaged banknotesChecked at:
This answer is for reference only. Payment rules and fees change, so check the official sources or your bank before you pay.
Practical: communication, money, servicesRelated questions
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Can a company charge for a paper bill in Finland?
It can be allowed.
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How many people in Finland are in debt enforcement?
According to the National Enforcement Authority (Ulosottolaitos), private persons made up about 91% of all debtors in 2025, about 550,000 people, an increase of 4% from the year before.
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Has the digital euro been approved?
Not yet.
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When does the digital euro pilot start?
The Bank of Finland announced on 14 July 2026 that the Eurosystem's digital euro pilot starts in the second half of 2027 and lasts 12 months.

