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    What does a Finnish IBAN bank account number look like?

    How to read and type a Finnish account number.

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    Short answer

    Finance Finland explains that a Finnish IBAN always begins with FI followed by two check digits. The guide's example is FI21 1234 5600 0007 85 in paper format and FI2112345600000785 in electronic format. Characters 5 to 8 show which bank the account belongs to. Including the letters FI, the account number has 18 characters. In print it is grouped in fours, but online you type it without spaces.

    Practical: communication, money, services

    Why

    1. Finance Finland says the IBAN always starts with FI and two check digits.
    2. Finance Finland says characters 5 to 8 identify the bank.
    3. The guide gives FI21 1234 5600 0007 85 as an example.

    Details

    For a payment inside the SEPA area the IBAN is enough. The BIC code is usually not needed.

    Tip

    Check the IBAN digit by digit before you confirm a large payment.

    What may differ

    Accounts in other countries have their own IBAN length and country code.

    Common misconception

    Finnish account numbers are short and have no letters.

    What actually happens

    Finnish accounts are written in IBAN format starting with FI.

    People also ask

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    Sources

    This answer is for reference only. Payment rules and fees change, so check the official sources or your bank before you pay.

    Practical: communication, money, services
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