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    What is strong electronic identification in Finland?

    The common methods and who supervises them.

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    Short answer

    Info Norden explains that private persons in Finland can identify themselves electronically with online bank IDs, the citizen certificate or the mobile certificate. The mobile certificate is activated on the SIM card of a mobile phone. The citizen certificate is on the chip of the Finnish identity card. These methods are used for public services such as tax and health records and for many private services. Traficom supervises providers of strong electronic identification.

    Practical: communication, money, services

    Why

    1. Info Norden lists bank IDs, the citizen certificate and the mobile certificate.
    2. A 2026 government proposal names bank IDs and the mobile certificate as common strong methods.
    3. Traficom acts as the supervisory authority for strong electronic identification.

    Details

    Getting a Finnish method usually requires a Finnish personal identity code and a bank account or phone subscription.

    Tip

    Never give your bank ID codes to anyone who calls or texts you. Banks and authorities do not ask for them.

    What may differ

    Which methods a service accepts depends on the service.

    Common misconception

    A username and password count as strong identification.

    What actually happens

    Strong identification needs a certified method such as bank IDs or the mobile certificate.

    People also ask

    • Can foreigners identify themselves online in Finland?
    • How do foreigners get a Finnish personal identity code?
    • What is a safe account scam?

    Sources

    This answer is for reference only. Payment rules and fees change, so check the official sources or your bank before you pay.

    Practical: communication, money, services
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