Money, cards and MobilePay
Finland uses the euro and most payments are made by card or phone. Which cards work, where cash is still needed, whether visitors can use MobilePay and whether to tip.
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Do ATMs charge fees for foreign cards in Finland?
It depends on your card.
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How many ATMs are there in Finland?
At the end of 2025 Finland had 1,675 ATMs, compared with 1,578 at the end of 2024.
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How many places in Finland still accept cash?
Most still do.
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Why does the card terminal ask for my PIN in Finland?
There are two usual reasons.
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What was the markka to euro conversion rate?
One euro equals 5.94573 Finnish markka.
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Can you still exchange Finnish markka for euros?
No.
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What is on Finnish euro coins?
The European Central Bank describes three designs.
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Are 1 and 2 cent coins used in Finland?
Hardly.

